We all know car registration is pretty expensive and seems to come around at the worst of times. Mine hits just after Christmas and when the kids go back to school. It would be great if we could have a system in place as we do with our electricity bill where you could make fortnightly direct debit payments so the bill is not so big of an expense.
However, there are some options you can use that are able to try and ease the burden of registration time. Australia Post and the Queensland Department of Transport and Main Roads have a Vehicle Registration Payment Card that can be used to make payments off your rego throughout the year.
All you need to do is take the card into the Post Office each time you want to make an advanced payment (minimum being $40) and that will come off your registration bill when it is due. Not as convenient as having it just come out of your account fortnightly, but still a great way to help you budget for rego.
You can grab an application form from any Australia Post in Queensland or ring the Queensland Department of Transport and Main Roads on 13 23 80 and they will post it to you. Then you can lodge the application at any Queensland post office. You will need to supply a copy of a current vehicle registration certificate and proof of identity (e.g., driver’s licence or 18+ card).
The Department of Transport and Main Roads will then mail your card within four to six weeks. If that seems too much hassle for you, or like me you are always busy and don’t seem to make it to the Post Office or just keep forgetting about it, you can enrol in direct debit option.
This can be set up to take out recurring direct debit payments from your bank account or credit card every 3, 6 or 12 months based on the registration period you select. Keep in mind it takes the selected rego out in full so make sure you have the money in the account before choosing this option.
This service is available online and for those of you who tend to be a bit forgetful (like myself), this is a great service to ensure you are not caught out unregistered. Whatever you choose, make sure you drive safely and take care. That is the most important thing of all.